Legal notice, terms of sale and privacy

Legal notice

Publisher: Lemon Bay Digital FZCO, IFZA free zone, Dubai Silicon Oasis, Dubai, United Arab Emirates. Licence 57358. Contact: data@longevityratio.com.

Hosting: Infomaniak Network SA, Geneva, Switzerland.

Nature of the service: Longevity Ratio is an information service. It does not provide medical services or medical advice and does not recommend any provider. Prices are taken from public sources, are indicative and can change. Always confirm with the provider before booking.

Terms of sale

Products: digital reports sold to professionals: the UAE Longevity Snapshot (USD 49, instant download) and the UAE Longevity Market Report 2026 (USD 290, generated from the latest data after payment and delivered by email within 48 hours).
Payment: processed by Stripe. We never see or store your card details. Prices are in US dollars; any applicable VAT is shown at checkout.
Licence: reports are licensed for internal use by the buyer's organisation. You may quote short extracts with a link to longevityratio.com. Resale or public redistribution is not allowed.
Content: reports describe published market information as of their date. They are not investment, legal or medical advice.
Law: these terms are governed by the laws of the Emirate of Dubai and the federal laws of the United Arab Emirates.

Refunds

Full report: if we do not deliver within 48 hours of payment, you get a full refund on request. You can also cancel for a full refund at any time before delivery.
Snapshot: if the download does not work or the file does not match its description, email us within 14 days for a full refund.
Refund requests: data@longevityratio.com. Refunds go back to the original card through Stripe.

Privacy

No tracking: this site sets no advertising or analytics cookies.
Self-check: your answers are processed in your browser. Your health answers (fitness, strength, smoking, activity, blood pressure, blood sugar, waist, sleep, alcohol) are never sent. Only if you click "Share anonymously" on your result, we receive your score, profile, age band, preferred emirate, check-up budget and supplement answers, with no name, email or IP address. They are stored with Make (make.com, EU servers) and used only for aggregate statistics. Ask us to delete them at any time.
Checklist: your ticks on the "six questions" list are saved in your browser's local storage on your device only.
Newsletter: if you subscribe, your email address is processed by Beehiiv to send the newsletter. You can unsubscribe at any time from any email.
Payments: handled by Stripe, which processes your payment details under its own privacy policy. We receive your name, email and the purchase details to deliver your report.
Your rights: you can ask us to access, correct or delete your data at data@longevityratio.com, in line with UAE Federal Decree-Law No. 45 of 2021 on personal data protection.

These terms are a working version and will be reviewed by counsel.